Terms And Conditions

Introduction

Welcome to ISBM Institute’s website. By accessing or using the payment services offered by ISBM Institute (“we”, “our”, or “us”), you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, you must not use our payment services or website.


1. Payment Gateway Service

ISBM Institute accepts payments for courses, materials, and services via a secure online payment gateway. By making a payment, you authorize ISBM Institute to process the transaction via our third-party payment service provider.

1.1 Third-Party Providers: We use trusted third-party payment gateways to ensure the security of your transactions. ISBM Institute does not store any of your financial details (credit card, debit card, or bank account information).

1.2 Authorization: You agree to authorize ISBM Institute to charge the full amount of your selected course or service via the chosen payment method.


2. Payment Terms

All fees for courses and services are displayed in [Currency] and must be paid in full before course access is granted. By making a payment, you agree to the following:

2.1 Pricing: All prices are subject to change at any time without prior notice. The price at the time of payment will be the price you are charged.

2.2 Payment Confirmation: After a successful transaction, you will receive an email confirmation and receipt of payment.

2.3 Taxes: All applicable taxes, if any, are your responsibility and will be added to the price during checkout.


3. Refund and Cancellation Policy

ISBM Institute has a clear refund and cancellation policy. Please read this carefully before making any payment:

3.1 Refund Eligibility: Refunds are only available under certain circumstances as outlined in our Refund Policy. All refund requests must be made in writing to [email protected].

3.2 Non-Refundable Items: Certain fees, such as processing or administrative fees, are non-refundable.

3.3 Course Cancellation: If you wish to cancel a course before it begins, you may be eligible for a refund, depending on the timing and reason for cancellation. No refunds will be issued once the course has commenced.


4. Security of Transactions

Your transactions with ISBM Institute are protected by secure encryption methods. However, ISBM Institute cannot be held responsible for any unauthorized access to your payment information by third parties.

4.1 Data Privacy: We do not store or share your payment information with any third parties, except as required to complete the transaction through our secure payment gateway.


5. Failed Transactions

5.1 Payment Failures: If your payment fails due to insufficient funds, incorrect payment details, or technical issues, you are responsible for resolving the issue before continuing your enrollment or service request.

5.2 Resubmission: You may attempt to make the payment again once the issue has been resolved.


6. Limitation of Liability

ISBM Institute will not be liable for any direct, indirect, or consequential damages arising from your use of our payment gateway, including but not limited to transaction failures, service interruptions, or data breaches.


7. Changes to Terms and Conditions

ISBM Institute reserves the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting to this page. It is your responsibility to review these Terms and Conditions regularly.


8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising from your use of the payment gateway will be subject to the exclusive jurisdiction of the courts located in [Your Country/State].


9. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us at:

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